Statutory calculator
ESI Calculator
Estimate employee and employer ESI contributions from monthly wages under the standard ESIC rates and coverage ceiling.
Calculate ESI Contribution
Enter wages as defined for ESI contribution purposes.
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Estimated Monthly ESI
Coverage Check
Above the normal ₹21,000 coverage ceiling
An employee already covered at the start of a contribution period may continue until that period ends even if wages later exceed the ceiling. Check the employee's existing coverage status before treating this as outside ESI.
How ESI Is Calculated
The standard employee rate is 0.75% and the employer rate is 3.25% of ESI wages. Each contribution is rounded up to the next rupee in this estimate.
Last reviewed: September 2026. Calculation basis: ESIC guidance.
How to Use
- Enter monthly wages covered by the ESI wage definition.
- Select Calculate ESI.
- Review the employee, employer and total amounts.
ESI Wage Limit and Important Notes
The normal coverage ceiling is ₹21,000 per month. Employees who cross the limit after a contribution period begins generally continue to be covered until that period ends. Employees with average daily wages up to ₹176 are exempt from the employee share, while the employer share remains payable.
Frequently Asked Questions
What are the current ESI rates?
The standard rates are 0.75% for the employee and 3.25% for the employer.
What happens above ₹21,000?
New coverage normally does not apply above the ceiling, but existing coverage can continue to the end of the contribution period.
Is ESI based on gross salary?
ESI uses the statutory definition of wages, which can differ from a payslip's gross salary. Confirm included components with payroll.